Get Great Dental Care Rates With a Discount Dental Plan!
GetDentalRates.com is here to save you money on your dental care by giving you the power to choose from the leading discount dental plans in the country! Enter your ZIP code to view all of the discount dental plans available near you. As an added bonus, use coupon code 4280 to join and get 10% off the plan of your choice!
There are more than 108 million adults and children without dental insurance in the U.S., so more and more people are turning toward discount dental plans to reduce their out-of-pocket costs on dental care. Below, we compare and contrast dental HMO insurance plans, dental PPO insurance plans, and discount dental plans – dental discount programs often used as a supplement or alternative to dental insurance.
Discount Dental Plans
Discount dental plans offer on-the-spot discounts of 10% to 60% on most dental care procedures at participating dentists. Discount dental plans are not dental insurance plans, but dental discount programs instead. GetDentalRates.com features more than 30 plans from leaders in the discount dental plan industry such as Aetna, GE, and UNI-CARE. Everyone is accepted, plus there are no paperwork hassles, annual limits, or health restrictions. Individual discount dental plans start at $79.95 per year and family discount dental plans start at $129.95 per year. Additionally, every new member gets 3 additional months of plan membership for free.
HMO Dental Insurance Plans
Dental Health Maintenance Organizations (DHMO’s) are dental insurance plans that feature a network of contracted dentists that provide dental care to the insured at pre-established prices. Insured plan members must see dental care providers in the dental HMO’s network, and primary dentists must refer the insured patient to dental care specialists as needed. In order to get reimbursed, insured plan members must fill out and submit claim forms. Typically, dental HMO insurance plans have lower premiums than PPO dental plans, and they are sometimes offered by employers.
PPO Dental Insurance Plans
DPPO’s or dental preferred provider organizations are dental insurance plans that offer insured dental patients the option of choosing dental care providers from inside or outside the insurance plan’s network, although savings are usually better if the insured stays within the network. Dental PPO’s have a claims and reimbursement process similar to HMO dental insurance plans. Usually, PPO dental insurance plans are more expensive than dental HMO’s and discount dental plans. Larger businesses sometimes offer their employees PPO dental insurance plans.
Join a discount dental plan to discover why so many people are turning to our plans to save on their dental care!
Enter your ZIP code at the top of the page or call 866-864-3511 to find a discount dental plan and participating dentist in your area. Get 10% off any plan when you use coupon code 4280 to join! |